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Fixed vs. Variable in 2025: What’s the Smart Move Now?

2025-05-20 | 17:10:59 Most people start with the same question when it comes to mortgages: “What’s the rate?”And right after that: “Should I go fixed or variable?”Fair enough — those are important questions. But in 2025, the rate you get today isn’t the...

U.S. Tariffs Are Complicating Canada’s Rate Cut Plans — What That Means for Your Mortgage Strategy

2025-04-15 | 16:19:22 For months, Canadians have been holding their breath, waiting for interest rate cuts. The economy’s been cooling, inflation was easing, and the Bank of Canada appeared poised to provide some long-awaited relief.But there’s a new twist in the...

Market Commentary: SVB, Volatility, and Rates

2023-03-13 | 13:48:24 Source: an overview of what’s happening in the market from Paul Uffelmann, Director, on the First National Financial capital markets team.
Good afternoon, markets are experiencing significant volatility as Silicon Valley Bank (SVB)’s sudden...

From Self-Employed to Homeowner: Tips for Getting Approved for a Mortgage | Adrian Williams Mortgages

2023-03-09 | 08:53:35 Being self-employed comes with many benefits, such as flexibility and the ability to work on your own terms. However, when it comes to securing a mortgage, being self-employed can present some challenges. Unlike traditional employees who receive a...

Mastering the Mortgage Application Process: What Are The Key Factors That Determine Your Eligibility | Adrian Williams Mortgages

2023-03-07 | 09:56:04  Have you considered purchasing a home?As exciting as it may be, the process of applying for a mortgage can feel overwhelming and confusing, especially if you're a first-time homebuyer. There are a number of factors that banks, credit unions and...

Decoding the Fine Print:Understanding the Differences Between Mortgage Down Payment and Closing Costs | Adrian Williams Mortgage

2023-02-28 | 10:59:35 I understand that buying a home is one of the most significant investments a person will make in their lifetime. There are several things to consider when purchasing a home, including the down payment and closing costs. Many people make the mistake...